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File a Claim

Log into the NICA Direct app to file a claim or call Arthur J. Gallagher Risk Management Services at 800-821-5401 Ext. 5216 or 5522.

About NICA Direct

NICA Direct was built by  independent contractors.
It provides a simple, fast, and convenient way to access self-employed benefits and services—all in one place.NICA Direct was created after many independent contractors wanted access to NICA’s programs but weren’t affiliated with a participating contracting company. Rather than miss out on valuable benefits and services, they can now enroll directly through NICA Direct.

Custom Solutions for Independent Contractors

NICA Direct was started to make the process of attaining these quality benefits / products extremely easy because we know that your time is valuable. Whether you are an individual or own a small business, we know you’d rather be earning money than having to deal with those types of issues. Don’t worry! You’re only a few clicks away.
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Member Enrollment
Complete
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Cargo Insurance
Verified
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Occupational Accident Insurance
Enrolled 2024   |   Policy Active
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Meet Our Founder

Thomas McGrath founded NICA over 35 years ago to provide quality benefits and insurance products to Independent Contractors across the United States. Today, NICA Direct has grown to provide Independent Contractors with Occupational Accident Insurance, Cargo Insurance, General Liability Insurance and Tax Preparation.
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William Bell
Installer
Tennessee  |  Member since 2010
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Omawale Muhammad
Service Expert
Kentucky   |   Member since 2015
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Teresa Turner
Medical Driver
Montana    |    Member since 2024

Benefits Made Easy

All of the insurance products offered through NICA Direct will help protect the investment that you have made in yourself. These products and services are supported by some of the most trusted names in the industry.

Enroll Today

Become a NICA Direct Member Today!

NICA Direct provides Independent Contractors and Gig Workers with affordable benefits and services, from insurance protection to tax preparation, making it simple to manage the essentials of self-employment.

Click to Enroll