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File a Claim

Log into the NICA Direct app to file a claim or call Arthur J. Gallagher Risk Management Services at 800-821-5401 Ext. 5216 or 5522.

About NICA Direct

NICA Direct is not about us, it’s about you! Our company provides an easy, painless, fast and convenient way to obtain self-employed benefits and services.

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Custom Solutions for Independent Contractors

NICA Direct was started to make the process of attaining these quality benefits / products extremely easy because we know that your time is valuable. Whether you are an individual or own a small business, we know you’d rather be earning money than having to deal with those types of issues. Don’t worry! You’re only a few clicks away.
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Member Enrollment
Complete
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Cargo Insurance
Verified
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Occupational Accident Insurance
Enrolled 2024   |   Policy Active
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Alex Jackson
Interstate Deliveries
Baltimore, MD  |  Member since 2025
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Alfred Cambrey
Home Installations
Spokane, WA   |   Member since 2024
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Julie Vargas
Courier & Delivery Driver
Hoboken, NJ    |    Member since 2024

Benefits Made Easy

All of the insurance products offered through NICA Direct will help protect the investment that you have made in yourself. These products and services are supported by some of the most trusted names in the industry.

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Occupational Accident Insurance

Occupational Accident Insurance* is a specifically designed policy for self-employed individuals, which pays for medical expenses if you’re injured while you are working.

Cargo Insurance

Protect your cargo and cover potential damage caused to the property of others during a delivery with Cargo insurance from NICA Direct.

Become a NICA Direct Member Today!

NICA Direct provides Independent Contractors and small business owners with affordable benefits and services, from insurance protection to tax preparation, making it simple to manage the essentials of self-employment.

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NICA Direct

Insurance, Tax, and Income Solutions for Independent Contractors.
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*Occupational Accident Insurance is not medical or health insurance. The Occupational Accident Program is a designed policy to pay medical and disability benefits for injuries sustained while you are working or dispatched as a 1099 Independent Contractor.