File a Claim
Log into the NICA Direct app to file a claim or call Arthur J. Gallagher Risk Management Services at 800-821-5401 Ext. 5216 or 5522.
Cargo Insurance protects goods in transit and covers accidental damage to property during deliveries. This reduces liability for both independent contractors and the companies they service.
Cargo insurance offered through NICA Direct protects the goods independent contractors deliver and covers accidental damage to customer property during pick-ups or drop-offs. By ensuring contractors carry this protection, companies reduce liability and gain confidence that every shipment is financially secure.
Carrying cargo insurance through NICA Direct shows clients that you take your work seriously and are prepared for the unexpected. It builds trust, helps you win more contracts, and keeps you ahead of competitors who don’t have coverage. With affordable group rates and simple enrollment, it’s an easy way to protect your reputation and your income.
NICA Direct provides Independent Contractors and small business owners with affordable benefits and services, from insurance protection to tax preparation, making it simple to manage the essentials of self-employment.
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