File a Claim
Log into the NICA Direct app to file a claim or call Arthur J. Gallagher Risk Management Services at 800-821-5401 Ext. 5216 or 5522.
NICA Direct's Occupational Accident Insurance is a specifically designed policy for self-employed individuals, which pays for medical expenses if you’re injured while working. In the unfortunate event that you are injured badly enough that you can’t continue to work, it pays disability benefits so you can continue to pay your bills and support your family. NICA Direct Occupational Accident Insurance also covers accidental death and dismemberment. It even pays medical and death and dismemberment benefits if you’re injured off the job (Benefits are subject to all policy terms, conditions and exclusions).