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File a Claim

Log into the NICA Direct app to file a claim or call Arthur J. Gallagher Risk Management Services at 800-821-5401 Ext. 5216 or 5522.

NICA Direct Products

Our mission is to make buying benefits easy, so you can keep growing your business.

Occupational Accident Insurance

NICA Direct’s Occupational Accident Insurance is a specifically designed to pay for medical expenses if you’re injured while you are working.

Independent Contractor

$1 Million

$101.00 per month

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Independent Contractor

$500,000

$81.00 per month

Click to Enroll

Straight Truck

$1 Million

$142.00 per month

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Straight Truck

$500,000

$128.00 per month

Click to Enroll
Note: Independent Contractors plans are for: Bikers, Limo Drivers, Couriers, Installers, and Cable Techs

Cargo Insurance

Cargo insurance protects cargo you agree to ship and covers damage caused to the property of others during a delivery.

Limit

$10,000

$30.50 per month

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Limit

$25,000

$33.50 per month

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Limit

$50,000

$38.00 per month

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Limit

$100,000

$64.00 per month

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Become a NICA Direct Member Today!

NICA Direct provides Independent Contractors and small business owners with affordable benefits and services, from insurance protection to tax preparation, making it simple to manage the essentials of self-employment.

Click to Enroll